Your roof takes a beating from Texas sun, hail, and hurricanes—so when damage appears, should you repair or replace it? The answer depends on age, damage level, and long-term costs.
This Texas-specific guide covers:
✔ When repairs make sense (and when they’re a waste of money)
✔ Full replacement costs vs. repair pricing
✔ How insurance claims affect your decision
✔ 5 signs you NEED a new roof
1. When Roof Repairs Are the Smarter Choice
✅ Good Candidates for Repairs:
- Localized damage (e.g., 5-10 missing shingles after a storm)
- Roof is under 15 years old (with most materials in good shape)
- No leaks or structural issues
- You plan to sell soon (don’t invest in full replacement)
💰 Texas Repair Costs:
- Shingle repairs: $150–$400 per patch
- Flashing fixes: $200–$500
- Small leak repairs: $300–$1,000
Example: Fixing hail damage on one slope costs $800–$2,000 vs. $12,000+ for full replacement.
2. When Replacement Saves More Money Long-Term
🛑 Signs You Need a New Roof:
- Age: Asphalt roofs >20 years old (15+ in North Texas heat)
- Widespread damage (>30% of roof affected)
- Multiple leaks (especially if attic decking is rotting)
- Recurring repairs (“nickel-and-diming” adds up)
- Failed inspection (insurance may require replacement)
💲 Texas Replacement Costs:
| Material | Cost per Sq. Ft. | 1,500 Sq. Ft. Home |
|---|---|---|
| Asphalt | $4–$8 | $6,000–$12,000 |
| Metal | $8–$15 | $12,000–$22,500 |
| Tile | $10–$20 | $15,000–$30,000 |
Note: Add $1,000–$3,000 for tear-off of old roofing.
3. The Texas Insurance Factor
🏠 How Claims Affect Your Decision:
- Hail/wind damage? Most policies cover full replacement (if roof isn’t too old).
- “Actual Cash Value” vs. “Replacement Cost” – Older roofs get depreciated payouts.
- Pro Tip: Get a professional inspection before filing a claim (we offer free ones!).
4. The Hidden Costs of “Just Repairing”
⚠️ Patch jobs can cost more over time if:
- You keep fixing new leaks every storm season
- Energy bills rise due to poor insulation/ventilation
- Mold or rot spreads unseen ($$$ structural repairs)
Case Study: A Dallas homeowner spent $5,200 on repairs over 6 years before needing a $14,000 replacement—they’d have saved $4,000 by replacing earlier.
5. How to Decide: Repair vs. Replace Flowchart
Copy
Download
START → Is your roof >15 years old? → YES → REPLACE
↓ NO
Is damage >30% of roof? → YES → REPLACE
↓ NO
Are there multiple leaks? → YES → REPLACE
↓ NO
Can repairs last 5+ years? → YES → REPAIR
↓ NO
REPLACE
Need Expert Advice? We’ll Help You Choose!
📞 Call ROOFING LUBBOCK at [+1 (833) 964-1522]: Get a FREE on-site assessment. We’ll:
✔ Inspect storm/wear damage
✔ Review insurance claim options
✔ Give honest repair vs. replace recommendations